Quicken Review 2024: Quicken Pricing Plans Compared

quicken software

Our expert industry analysis and practical solutions help you make better buying decisions and get more from technology. You should note, however, that while the prices were accurate at the time of writing they may well change as per all of our other software reviews. Nevertheless, Quicken comes in with a reasonably attractive pricing structure, even if you’re considering the product at its more normal cost. In fact, Quicken undergoes constant updates and is currently available in Simplifi or Classic (Premier or Deluxe) editions.

quicken software

14,500+ participating financial institutions as of October 1, 2018. Our Quicken review has got you covered, comparing Quicken Starter vs Deluxe vs Premier vs Home & Business, and their features, benefits, and limitations. Whether you’re a budgeting enthusiast or a business owner,  you’ll discover the perfect Quicken version to streamline your financial management. One other type of plan Quicken offers is a subscription to its personal finance app, Simplifi.

The Importance of Reviewing Categories in Quicken

This allows you to set spending limits for each category and track your actual spending against those limits. Quicken will automatically categorize your transactions and track your spending in each category, providing a clear picture of your financial situation. Quicken Home & Business provides access to all the features available in Quicken Premier. This means you can still leverage the advanced investment tracking tools, built-in tax reports, and convenient bill management capabilities Premier offers.

Streamlining these processes within Quicken saves you time and effort, allowing you to focus on growing your business and maximizing profitability. Let’s see some of them in this Quicken Home & Business edition review. You can project different scenarios on your loans and investments, quicken bookkeeping such as the impact of interest rates or changes in market conditions. However, if you have a CD and would like to install Quicken on a computer without a CD drive, you have some options. Portfolio tracking included with Quicken Premier and Quicken Home & Business on Windows.

About extending your budget

This connects you to more than 11,500 digital network billers, helping you save time and hassle. If you like the sound of paying all of your bills in one place, you can upgrade for $9.95 a month with one of the other two packages. Our Lifetime Planner includes “what-if” scenarios and projected calculations for your long-term plans. See how the choices you make can impact your retirement timeline — 401(k) and savings contributions, your retirement age, or even buying a new home. Plus, with a comprehensive view of your holdings and investment portfolio, you’ll always know where you stand when it comes to your retirement savings. PCMag.com is a leading authority on technology, delivering lab-based, independent reviews of the latest products and services.

In addition to the Personal Expenses section, you can also select to see more information about individual categories. This can help you to better understand each category and make informed decisions about which category to assign to a transaction. When categorizing transactions, a good place to start is the Personal Expenses section. This section contains the most commonly used categories for day-to-day transactions, such as shopping, auto expenses, and mortgage and rent. Starting here, you can easily categorize your transactions and ensure that your spending and income are tracked accurately. With online accounts, you download your transactions directly from the financial institution.

No double-entry accounting support

Upon the end of your membership term, the subscription will automatically renew at the then-current rates, unless you or we terminate this agreement. Quicken was revolutionary when it first launched, sparking the field of personal finance apps. These days, we recommend Quicken for power users who want the most feature-rich, flexible personal finance management available. For everyone else, we recommend Simplifi by Quicken, our Editors’ Choice winner. And if you’re just getting started with personal finance, you may want to ease into it with an even more lightweight and free app, such as Rocket Money, NerdWallet, or Mint.

Quicken does provide credit score information from Equifax, but it’s only updated quarterly. However, you can get far more thorough credit score data and frequent updates from NerdWallet, WalletHub, and Credit Karma. Credit Karma even shows you your score from two bureaus instead of just one. Currently prices for Quicken Simplify kick off at $3.99 per month (25 percent off), with a Quicken Classic version (Premier) currently on offer for $5.99 (25 percent off). The Quicken Deluxe edition is currently $4.97 a month (17 percent off). Specifically, this more comprehensive competitor is ideal for small-business owners craving more extensive features.

Quicken Advantages

Quicken operates on a subscription model, which means you pay for an annual subscription to access the software and receive updates. However, you can choose not to renew your subscription if you’re satisfied with the version you have. “Unfortunately, the software doesn’t support Capital One products and I am unable to load my transactions, I have to key them in manually.” – Jena H. “I have used Quicken for almost two decades, to keep our family’s personal finances on track. It is excellent, dependable, easy to use even if you are not a tech-genius” – Anne F.

quicken software